Educational Employees Credit Union Offers Member Benefits that Banks Just Can’t Beat
At Educational Employees Credit Union, you’re more than just a customer–you’re a member. That’s why if you’re not already a member of EECU, you’re missing out on access to a broad array of financial resources; more services…more savings!
Benefits of Joining Educational Employees Credit Union
As a member of EECU, you’ll enjoy all the products and services you expect from a well-equipped financial institution, plus:
• Dividend-earning checking with no monthly fee
• Low-interest auto and home loans
• Low-rate Visa credit cards
• Free computer banking
• Free online bill pay service
• Convenient branch and ATM locations
Energy Efficiency Loans
Upgrading your home to be more energy efficient often requires an initial investment, but you don’t have to put it off any longer. Now, going green will save you green with an Energy Efficiency Loan from Educational Employees Credit Union. Many items qualify, including solar projects; windows, doors and skylights; heating and cooling units; home sealing and insulation and several energy efficient appliances.
It’s easy to qualify for an Energy Efficiency Loan and no equity, appraisal or collateral is required. Even better, rates start at just 6.5% APR*. Apply for the Energy Efficiency Loan online and get approved within one hour during normal business hours.
Educational Employees Credit Union can help you finance a new or used auto, RV, boat, motorcycle or off-road vehicle. You’ll not only find great rates at EECU, but additional benefits like:
• Loan rate discounts for energy-efficient vehicles
• Flexible payment terms
• Up to 100% financing
• .50% rate discount for automatic payment
• Convenient payment options
• EECU AutoSmart center to help you find the right vehicle
• Insurance options
• Handy payment calculators to determine your monthly payment
• Refinancing options
• Students between the ages of 18 and 24 can qualify for discounted auto loan interest rates based on their GPAs.
How to Become a Member
The first step in becoming a member of EECU is meeting the eligibility requirements. Membership is open to anyone who is a school employee, a student, a parent of a student, a member of a school organization or related to anyone who is.
If you meet any of these qualifications, all it takes to secure membership is to open a savings account at EECU and deposit at least $5 ($10 for joint accounts). Once your account is open, you gain access to the above special products and services that are only available to members of EECU. A checking account can also be opened with as little as $5.
*Products and services purchased with the Energy Efficiency Loan proceeds must meet EECU Energy Efficiency Standards. The Energy Efficiency Loan is a signature loan. No home equity, appraisal or collateral is required. Credit approval required. “As Low As” rate includes .50% automatic payment discount. The rate applicable to your loan will be disclosed to you before you become obligated. The rates range from 6.50% to 13% APR. Payment example: an 84-month loan at 9% APR would have an estimated monthly payment of $16.09 per $1,000 borrowed. Rates subject to change without notice. We reserve the right to correct printing errors.