Your Credit and CD Rates

A Certificate of Deposit, or CD is similar to a savings account in that it earns interest, but different in that you can set a length of time (anywhere from 3 months to 5 years) that you will not touch your savings. The reason you may choose this option is that banks typically offer higher interest rates because they know you are not going to withdraw the money. Banks can then loan your money out, and pay you a higher Bank Rate to allow you to earn even more money.

Most investing options do not require a strong credit score to become an investor. However, there are a few who do, particularly high interest rate savings accounts. Even if they do not require a credit check, it is a good idea to always remain on top of your credit.

Get a free credit report today.

Current Fresno CD Rates News

 

Best Fresno CD Account Rates

Featured RateBank / Credit UnionAccount Type
1.80%
As of August 30, 2010

View Rate Details
Discover Bank
Discover Bank
CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
1.51%
As of August 30, 2010
View Rate Details Fresno Police Department Credit UnionCD Account
1.46%
As of August 26, 2010
View Rate Details Greater Valley Credit UnionCD Account
1.45%
As of August 26, 2010
View Rate Details Kings Credit UnionCD Account
1.36%
As of August 31, 2010
View Rate Details Suncrest BankCD Account
1.31%
As of August 31, 2010
View Rate Details Visalia Community BankCD Account
1.26%
As of August 27, 2010
View Rate Details Security First BankCD Account
Bank / Account TypeRate ChangeDate
 Suncrest Bank - 12 Month CD Account1.16% to 1.06%Aug 31, 2010
 Security First Bank - 2 Year CD Account1.46% to 1.26%Aug 27, 2010
 Security First Bank - 12 Month CD Account1.26% to 0.95%Aug 27, 2010
 Security First Bank - 6 Month CD Account0.85% to 0.60%Aug 27, 2010
 Greater Valley Credit Union - 2 Year CD Account1.56% to 1.46%Aug 26, 2010
 Greater Valley Credit Union - 6 Month CD Account0.70% to 0.60%Aug 26, 2010
 

Fresno CD Rates and Interest Income Investments

If you have always felt more like an circle trying to be crammed inside the corporate box, than the entrepreneurial spirit of Fresno, California may be for you. Starting your own business venture can be quite scary and you should never risk all your financial resources just in case the plan does not got according to schedule.

Ultimately, you will feel much more secure if your keep a portion of your cash invested in high yielding accounts with the most beneficial and current investment rates you can find, and Fresno Banking Rates can help you find exactly what you need.

Best CD Rates

Everyone needs an emergency cushion whether they are self employed, working for a large corporation or are a small business owner. Fresno Banking Rates has all the tools you need so you can thoroughly investigate all your possible investment options including high CD rates, IRA rates and current bond rates.

Best CD Rates, IRAs and Investments in Fresno

Fresno Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Fresno credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Fresno Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Fresno, CA

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Fresno Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Serving the Following Fresno Zip Codes:

Huntington BeachMission ViejoFair Oaks
Daly CityRiversideVallejo
Santa MonicaStocktonSalinas
LancasterPalm SpringsFullerton
Santa CruzGarden GroveCorona
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