Finding the highest CD rates in Fresno can be tough, but locating the best rates will get you that much closer to your savings goals.
Fresno Banking Rates will help you locate the best CD rates by comparing available offers for you. We compile up-to-date rates information from our database of over 3,000 banks and credit unions to bring you only the most competitive rates in your area.
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.25%
As of April 30, 2012
|
View Rate Details | Fresno Police Department Credit Union | CD Account |
|
1.01%
As of May 16, 2012
|
View Rate Details | Tulare County Credit Union | CD Account |
|
1.01%
As of May 3, 2012
|
View Rate Details | Balboa Thrift and Loan Association | CD Account |
|
0.90%
As of May 7, 2012
|
View Rate Details | Educational Employees Credit Union - Fresno, California | CD Account |
|
0.80%
As of May 7, 2012
|
View Rate Details | Suncrest Bank | CD Account |
|
0.75%
As of May 14, 2012
|
View Rate Details | Visalia Community Bank | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Greater Valley Credit Union - 2 Year CD Account | 0.50% to 0.45% | May 11, 2012 | |
CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed.
Finding the highest CD rates in Fresno isn’t easy, but locating the best rates will get you that much closer to your savings goals.
Fresno Banking Rates is a comprehensive free resource for people like you who are searching for the best CD rates in Fresno. We do the comparison shopping among financial institutions so you don’t have to.
A Certificate of Deposit, or CD is similar to a savings account in that it earns interest, but different in that you can set a length of time (anywhere from 3 months to 5 years) that you will not touch your savings. The reason you may choose this option is that banks typically offer higher interest rates because they know you are not going to withdraw the money. Banks can then loan your money out, and pay you a higher Bank Rate to allow you to earn even more money.
If you have always felt more like an circle trying to be crammed inside the corporate box, than the entrepreneurial spirit of Fresno, California may be for you. Starting your own business venture can be quite scary and you should never risk all your financial resources just in case the plan does not got according to schedule.
Fresno Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Fresno Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
