Fresno Banking Rates

30-Year Mortgage Rate Deal of the Day: Educational Employees Credit Union at 3.87%

Consumers can benefit the most from loans when they contain the right combination of term agreements with interest rates. When purchasing a new home, and choosing a longer-term payment plan, fixed rates are ideal for people who want the security of a static rate that stays the same for the life of the loan, like a 30-year mortgage rate of 3.87% APR for home buyers in Fresno, California who bank with the Educational Employees Credit Union.

Mortgage Rate Terms and Conditions

EECU’s 30-year fixed mortgage rates apply to all owner-occupied primary residences, including 1-4 unit properties, approved condominiums and PUDs. In addition to great rates, EECU gives customers the chance to borrow a minimum of $5,000, and a maximum of $417,000, up to 80 percent loan-to-value. Borrowing with the credit union means low fees and closing costs, with convenient repayment services and refinancing available for current homeowners looking to amend their mortgage terms. This fixed-rate mortgage also comes with the option of signing up for life and disability insurance.

About Education Employees Credit Union

EECU remains the 68th largest credit union in the U.S., the 13th largest in California, and the largest locally-based in the Central San Joaquin Valley. In 2012, its membership grew to over 200,000, and assets surpassed $2 billion. A 2011 annual member survey revealed that 97 percent of the credit union’s members were satisfied, or very satisfied, with the quality of service that the financial not-for-profit provides.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.